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ukhbir Singh, a farmer who   crop insurance cover provided to him,   insurance. Crops are insured without
                  cultivates a small field in vil-  not even the name of the crop and the   any field visit by the officials of the in-
                  lage Amboli of district Jhaj-  acreage. The only thing he knows is that   surance companies who complete the
                  jar in Haryana has no clue   he lost his cotton crop grown in six acre   documentation without procuring
         S about the crop insurance       in 2017. When he approached the bank   the accurate and requisite details and
         scheme of the government. Despite be-  he was told that he was insured for   farmers fail to seek the claim due to
         ing a holder of kisan credit card, whose   paddy only (he grows both paddy and   negligence of the insurance companies.
         insurance premium is deducted at   cotton) and is not eligible for insurance   While the farmers are in a quan-
         regular intervals under Pradhan Manti   claim for other crop.    dary, officials in the state are sanguine
         Fasal Bima Yojna (PMFBY), he is unable   There are thousands like him in Har-  over the implementation of the PMFBY.
         to file a claim for crop loss.   yana, who pay the insurance premium,   Sources in Haryana Government in-
           Singh does not know the details of   without knowing the modalities of the   formed Tehelka that the state has settled




                 Majority of farmers remain


                   in a quandary over PMFBY







































            Crops, in most cases, are insured without any field visit by the officials of the insurance firms who
          complete the documentation without procuring the accurate and requisite details. As a result, farmers
               fail to seek claims due to negligence of the insurance companies, reports komal amit gera



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