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ukhbir Singh, a farmer who crop insurance cover provided to him, insurance. Crops are insured without
cultivates a small field in vil- not even the name of the crop and the any field visit by the officials of the in-
lage Amboli of district Jhaj- acreage. The only thing he knows is that surance companies who complete the
jar in Haryana has no clue he lost his cotton crop grown in six acre documentation without procuring
S about the crop insurance in 2017. When he approached the bank the accurate and requisite details and
scheme of the government. Despite be- he was told that he was insured for farmers fail to seek the claim due to
ing a holder of kisan credit card, whose paddy only (he grows both paddy and negligence of the insurance companies.
insurance premium is deducted at cotton) and is not eligible for insurance While the farmers are in a quan-
regular intervals under Pradhan Manti claim for other crop. dary, officials in the state are sanguine
Fasal Bima Yojna (PMFBY), he is unable There are thousands like him in Har- over the implementation of the PMFBY.
to file a claim for crop loss. yana, who pay the insurance premium, Sources in Haryana Government in-
Singh does not know the details of without knowing the modalities of the formed Tehelka that the state has settled
Majority of farmers remain
in a quandary over PMFBY
Crops, in most cases, are insured without any field visit by the officials of the insurance firms who
complete the documentation without procuring the accurate and requisite details. As a result, farmers
fail to seek claims due to negligence of the insurance companies, reports komal amit gera
Tehelka / 15 march 2019 36 www.Tehelka.com

