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                       Islamabad must shun          disciplines, if the country has to   economic stability and market
                       terror to improve image      make real progress. Apart from   size.
                       With reference to the online report “21 Indians   transforming the educational   But where we need to
                       killed in over 2000 ceasefire violations by    system, we need to invest in    improve leaps and bounds are
                       Pakistan this year: MEA” (September 15)  creating institutes of excellence.  on the security, health, skills
                       It is apparent that Pakistan has
                       not learnt any lesson from the         kosaraJu chaNdramouli  and labour fronts. While skill
                       damage being caused to its    Bihar floods require        development has been a focus
                       reputation as a nation in sup-                            area for the Prime Minister, we
                       port of terrorism. The revela-  proper media coverage     have not made much progress in
                       tion about the camp indicates   With reference to the online report “Cabinet   the last three to four years.
                                                    Secretary chairs NCMC meeting to review flood
                       the mind of Pakistan’s military   situation in Bihar” (October 1)  We should have lever-
                       establishment and the helpless-  It is not new for Patna to be    aged our population and large
                       ness of the country’s Prime   waterlogged. For the past five   number of youth and gradually
                       Minister. Our neighbour seems   years, the Ganges has been   upgraded unskilled labour to
                       intent on being an irritant at all   crossing the danger mark. This   skilled ones. At a time when our
                       times. It is in Pakistan’s inter-  year, it has been giving us more   GDP forecast is being reduced
                       est to shed its current policy   trouble as it has rained inces-  and we are going through an
                       and join the group of peaceful   santly over the last three days.   economic slowdown, it is an
                       nations.                       A fresh debate has started on   opportune time for structural
                                                                                 reforms to create employment
                                 duGGaraJu sriNiVasa rao  how safe Bihar’s capital actually   through skill development
                                                    is. It is a matter of fact that Patna
                       It’s time to transform       is a badly planned city. Most of   across the country by choosing
                       the educational system       its areas are congested.     hubs and pockets so that we
                       With reference to the report “Draft National    Concrete roads have weak-  can create multiple skills at
                       Education Policy draws road map for major   ened soil stability. Now we have   all levels.
                       sectoral reforms” by Sarrah (June 30)                                       Bal GoViNd
                       Education in India is basically   boats floating on the busiest
                       seen as a means to lucrative   roads of the city and water    Taxpayers’ money should
                       employment. That is the reason   entering households. What   not be misused by banks
                       why the best of students choose   makes the situation more tragic   That State Bank of India has
                       to pursue either an engineering   is that we are not even getting   written off bad loans amounting
                       or a medical course. Students   coverage in the ‘national media’.  to  76,600 crore is bad news.
                       join the rest of the courses also               PawaN raJ  A sizeable amount of taxpayers’
                       based on their perception about   Improving competitiveness   money has been pocketed by
                       the relative employment poten-                            220 defaulters. Likewise there
                       tial of those courses.       will only boost economy      may be many other banks which
                         Unless this attitude of stu-  With reference to the online report “Prime    have their share of bad loans to
                                                    Minister Modi delivers keynote address at
                       dents changes, we cannot     Bloomberg Global Business Forum”    write off. Political meddling in
                       expect to produce more Jagadish   (September 26)          the lending policy is one of the
                       Chandra Boses and G.N.       On competitiveness index rank-  main causes for bad loans.
                       Ramachandrans in biotechnol-  ings, India was at 63rd position   How come banks lend the
                       ogy field or any other science   in 2017, improved to 58th in   money without adequate collat-
                       stream.                      2018, and has fallen back to 68th   eral security? A startling revela-
                         The lack of interest and   in 2019. And among the BRICS   tion is that 960 borrowers have
                       quality of the students at the   economies, India is the worst   been listed by the RBI whose
                       entry level of the degree course   performer. While China, which   debts of more than  100 crore
                       is the reason for the “mediocre   is also going through a economic   each have to be written off.
                       quality” of the publications.   slowdown, still managed to do   Taxpayers would feel cheated
                       Inculcating scientific thinking   well.                   if the government uses the tax
                       has to start from the school level   Though there is no com-  collected for loan waivers and
                       with the right kind of teaching   parison in size between the   bad loan write-offs at a later
                       methods and provision of basic   economies of Singapore and the   date. The government should
                       infrastructure.              US, credit must be given to tiny   use taxpayers’ money to create
                         There is an urgent need to   island nation to push the US to   infrastructure and strengthen
                       attract the best of minds into   second position. India needs    national security.
                       basic research in various science   to take heart from the fact that
                                                    we have scored well on macro-              kV seetharamaiah


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