In a move set to reshape North India’s premium housing market, GB Realty has unveiled a pioneering ‘1% Monthly Luxury Home Payment Plan,’ which is being hailed as a game-changer for the region’s luxury real estate sector.
Announcing this milestone in conjunction with the company’s first anniversary, Gurinder Bhatti, Founder and Chairman of GB Realty, along with the company’s Vice President, Jatinder Bajwa, addressed the press. Bhatti said, “The 1% plan is a gift to homebuyers on our first anniversary. We’ve designed the plan with middle and upper-middle-class aspirational buyers in mind. We believe that luxury is no longer a privilege—it’s a necessity, and it should be accessible to all.”
Bhatti continued, “In the real estate industry, the financial burden is usually placed on the buyer. With this plan, we’ve decided to take that burden upon ourselves. We’re proud to have bucked the trend. Our focus is on providing enabling provisions for the prospective residents of ‘Opus One.’”
‘Opus One’ is GB Realty’s upcoming RERA-approved ultra-luxury residential project, which, once completed, will feature New Chandigarh’s tallest residential towers.
Under the 1% payment plan, 40% of the amount due for an ultra-luxurious home at ‘Opus One’ will be paid off in less than 4 years (42 months), through an easy monthly payment structure, following a simple initial down payment. The remaining 60% is due upon possession. The ‘Opus One’ project is scheduled for delivery in December 2029—just 4 years away.
The payment plan is structured as follows: a 20% upfront down payment, followed by monthly installments of up to 1% for 42 months, covering 40% of the total amount due. The balance 60% is to be paid at the time of possession. Bhatti emphasized, “This plan shifts the financial burden from the buyer to the builder. The buyer enjoys unmatched financial flexibility, as the easier monthly installments allow them to save for the final payment.”
He added that the model ensures that the builder is paid last, which places responsibility for timely delivery squarely on the developer. This approach also strengthens buyer confidence in a market where trust is paramount. Bhatti highlighted that, for North India’s luxury housing segment, this structure empowers buyers to manage their finances comfortably over the course of four years.
In response to a media question, Bhatti revealed that the project has brought together some of the world’s leading design and planning experts, including Principal Architect Tripat Girdhar, Lighting and Visual Planning Consultant Dhruv Jyoti Ghose, Landscape Architect Wannaporn Phornprapha, and Interior Design Consultant Chris Godfrey.
